is mortgage servicer creditor

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Kathy Eaton Cranmer, Esq.
You ask whether, under the circumstances, mortgage servicing companies would be . as a secured party in a commercial credit transaction involving a creditor.
http://www.ftc.gov/os/statutes/fdcpa/letters/cranmer.htm

Issues and Recommendations Concerning Servicing of Mortgage ...
when a mortgage servicer acquires a loan portfolio; it is generally exempt from complying with the FDCPA because the Act extends the creditor's exemption to .
http://www.ftc.gov/os/comments/debtcollectionworkshop/529233-00023.pdf

Congress Investigates Mortgage Servicer Fraud in Bankruptcy
Aug 24, 2011 . Congress Investigating Mortgage Servicer Fraud in Bankruptcy . Proof of claim is required when a creditor wishes to foreclose on a property in .
http://www.totalbankruptcy.com/bankruptcy-news/bankruptcy-laws/mortgage-fraud-investigation-800582329.aspx

  1. Taxes Paid When Employing a Nanny

    • Question Admissibility of Creditor / Mortgage Servicer Records : The ...
      May 28, 2010 . While the popular press has made much of the way sliced, diced and flipped mortgages and other securitized debts have resulted in messy (or .
      http://blog.startfreshtoday.com/2010/05/articles/practicing-bankruptcy-law/question-admissibility-of-creditor-mortgage-servicer-records/

    Child Tax Credit or Dependent Care Account

    • When Is A Residential Mortgage Loan Servicer A Debt Collector ...
      Apr 25, 2011 . Liability under the FDCPA for mortgage servicers initially turns on . [13] Because the FDCPA does not apply to a creditor collecting its own debt .
      http://nahoumlaw.com/when-is-a-residential-mortgage-loan-servicer-a-debt-collector-under-federal-collection-laws-it-depends-on-when-the-loan-went-into-default/

      INSTRUCTIONS The Mortgage Stabilization and Relief Act, P.L. ...
      creditor will be the servicer of the mortgage. If there is no servicer, the entity submitting the information will be the mortgagee itself. Creditors shall report the data .
      http://www.state.nj.us/dobi/bulletins/blt09_13rptform.pdf

    Employee Benefits

    • The Tipping Point: Mortgage Servicers Need to Put Proof Where ...
      Aug 6, 2011 . Furthermore, the creditor or an authorized agent of the creditor must execute the claim,7 which means that if a mortgage servicer would like to .
      http://rentpost.com/blog/realestate-news/the-tipping-point-mortgage-servicers-need-to-put-proof-where-their-interest-is/

    Avoiding Taxes

    • Mortgage Claims Lexicon & Common Problems
      As a preliminary matter, it addresses the difficulty in determining the identify of a homeowner's mortgage creditor and servicer. It then talks briefly about tools to .
      http://www.ihoep.com/userfiles/Understanding%20Default%20Costs(1).doc

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